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Best Rating:</STRONG></TD> </TR> <TR> <TH width="43"><STRONG>GRADE</STRONG></TH> <TH width="132">DEFINITION</TH> <TH width="49"><STRONG>GRADE</STRONG></TH> <TH width="175">DEFINITION</TH> </TR> <TR> <TD width="43"><STRONG>A++</STRONG></TD> <TD width="132"> Superior </TD> <TD width="49"><STRONG>C++</STRONG></TD> <TD width="175"> Marginal</TD> </TR> <TR> <TD><STRONG>A+</STRONG></TD> <TD> Superior</TD> <TD><STRONG>C+</STRONG></TD> <TD>Marginal</TD> </TR> <TR> <TD><STRONG>A</STRONG></TD> <TD> Excellent</TD> <TD><STRONG>C</STRONG></TD> <TD>Weak</TD> </TR> <TR> <TD><STRONG>A-</STRONG></TD> <TD>Excellent</TD> <TD><STRONG>C-</STRONG></TD> <TD> Weak</TD> </TR> <TR> <TD><STRONG>B++</STRONG></TD> <TD>Very Good </TD> <TD><STRONG>D</STRONG></TD> <TD> Poor</TD> </TR> <TR> <TD><STRONG>B+</STRONG></TD> <TD>Very Good </TD> <TD><STRONG>E</STRONG></TD> <TD> Under Regulatory Supervision </TD> </TR> <TR> <TD><STRONG>B</STRONG></TD> <TD>Fair</TD> <TD><STRONG>F</STRONG></TD> <TD> In Liquidation </TD> </TR> <TR> <TD><STRONG>B-</STRONG></TD> <TD>Fair</TD> <TD><STRONG>S</STRONG></TD> <TD> Rating Suspended </TD> </TR> <TR> <TD colSpan="4"> </TD> </TR> <TR> <TD colSpan="4"> <FONT COLOR="#CC6600"><STRONG>Not Rated Categories (NR) are assigned to companies reported on by A.M. Best, but not assigned an A.M. Best's Rating</STRONG></FONT></TD> </TR> <TR> <TH><STRONG>GRADE</STRONG></TH> <TH colSpan="3">DEFINITION</TH> </TR> <TR> <TD><STRONG>NR-1</STRONG></TD> <TD colSpan="3">Insufficient Data</TD> </TR> <TR> <TD><STRONG>NR-2</STRONG></TD> <TD colSpan="3">Insufficient Size and/or Operating Experience</TD> </TR> <TR> <TD><STRONG>NR-3</STRONG></TD> <TD colSpan="3"> Rating Procedure Inapplicable</TD> </TR> <TR> <TD><STRONG>NR-4</STRONG></TD> <TD colSpan="3">Company Request</TD> </TR> <TR> <TD><STRONG>NR-5</STRONG></TD> <TD colSpan="3"> Not Formally Followed </TD> </TR> </TBODY> </TABLE> <p> </p> <TABLE height="336" width="95%" border="1"> <TBODY> <TR bgColor="#FFCC00"> <TD colSpan="4" height="16"><STRONG>Fitch Rating:</STRONG></TD> </TR> <TR> <TH width="43"><STRONG>GRADE</STRONG></TH> <TH width="132">DEFINITION</TH> <TH width="49"><STRONG>GRADE</STRONG></TH> <TH width="175">DEFINITION</TH> </TR> <TR> <TD width="43"><STRONG>AAA</STRONG></TD> <TD width="131"> Exceptionally Strong </TD> <TD width="57"><STRONG>BB</STRONG></TD> <TD width="168"> Moderately Weak </TD> </TR> <TR> <TD><STRONG>AA+</STRONG></TD> <TD> Very Strong </TD> <TD><STRONG>BB-</STRONG></TD> <TD> Moderately Weak </TD> </TR> <TR> <TD><STRONG>AA</STRONG></TD> <TD> Very Strong </TD> <TD><STRONG>B+</STRONG></TD> <TD> Weak </TD> </TR> <TR> <TD><STRONG>AA-</STRONG></TD> <TD> Very Strong </TD> <TD><STRONG>B</STRONG></TD> <TD> Weak </TD> </TR> <TR> <TD><STRONG>A+</STRONG></TD> <TD> Strong</TD> <TD><STRONG>B-</STRONG></TD> <TD> Weak </TD> </TR> <TR> <TD><STRONG>A</STRONG></TD> <TD> Strong</TD> <TD><STRONG>CCC</STRONG></TD> <TD> Very Weak</TD> </TR> <TR> <TD><STRONG>A-</STRONG></TD> <TD> Strong</TD> <TD><STRONG>CC</STRONG></TD> <TD> Very Weak</TD> </TR> <TR> <TD><STRONG>BBB+-</STRONG></TD> <TD> Good</TD> <TD><STRONG>C</STRONG></TD> <TD> Very Weak </TD> </TR> <TR> <TD><STRONG>BBB</STRONG></TD> <TD> Good</TD> <TD><STRONG>DDD</STRONG></TD> <TD> Distressed</TD> </TR> <TR> <TD><STRONG>BBB-</STRONG></TD> <TD> Good</TD> <TD><STRONG>DD</STRONG></TD> <TD> Distressed</TD> </TR> <TR> <TD><STRONG>BB+</STRONG></TD> <TD> Moderately Weak </TD> <TD><STRONG>D</STRONG></TD> <TD> Distressed</TD> </TR> </TBODY> </TABLE> <p> </p> <TABLE width="95%" border="1"> <TBODY> <TR bgColor="#FFCC00"> <TD colSpan="4"><STRONG>Moody's Rating:</STRONG></TD> </TR> <TR> <TH width="43"><STRONG>GRADE</STRONG></TH> <TH width="132">DEFINITION</TH> <TH width="49"><STRONG>GRADE</STRONG></TH> <TH width="175">DEFINITION</TH> </TR> <TR> <TD width="39"><STRONG>Aaa</STRONG></TD> <TD width="129"> Exceptional </TD> <TD><STRONG>Ba2</STRONG></TD> <TD> Questionable</TD> </TR> <TR> <TD><STRONG>Aa1</STRONG></TD> <TD> Excellent</TD> <TD><STRONG>Ba3</STRONG></TD> <TD> Questionable</TD> </TR> <TR> <TD><STRONG>Aa2</STRONG></TD> <TD> Excellent</TD> <TD><STRONG>B1</STRONG></TD> <TD> Poor</TD> </TR> <TR> <TD><STRONG>Aa3</STRONG></TD> <TD> Excellent</TD> <TD><STRONG>B2</STRONG></TD> <TD> Poor</TD> </TR> <TR> <TD><STRONG>A1</STRONG></TD> <TD> Good </TD> <TD><STRONG>B3</STRONG></TD> <TD> Poor</TD> </TR> <TR> <TD><STRONG>A2</STRONG></TD> <TD> Good </TD> <TD><STRONG>Caa1</STRONG></TD> <TD> Very Poor </TD> </TR> <TR> <TD><STRONG>A3</STRONG></TD> <TD> Good</TD> <TD><STRONG>Caa2</STRONG></TD> <TD> Very Poor </TD> </TR> <TR> <TD><STRONG>Baa1</STRONG></TD> <TD> Adequate</TD> <TD><STRONG>Caa3</STRONG></TD> <TD> Very Poor </TD> </TR> <TR> <TD><STRONG>Baa1</STRONG></TD> <TD> Adequate</TD> <TD><STRONG>Ca</STRONG></TD> <TD> Extremely Poor </TD> </TR> <TR> <TD><STRONG>Baa1</STRONG></TD> <TD> Adequate</TD> <TD><STRONG>C</STRONG></TD> <TD> Lowest </TD> </TR> <TR> <TD><STRONG>Ba1</STRONG></TD> <TD> Questionable</TD> <TD> </TD> <TD> </TD> </TR> </TBODY> </TABLE> <p> </p> <TABLE width="95%" height="200" border="1"> <TBODY> <TR bgColor="#FFCC00"> <TD colSpan="4"><STRONG>Standard and Poor's Rating:</STRONG></TD> </TR> <TR> <TH width="43"><STRONG>GRADE</STRONG></TH> <TH width="132">DEFINITION</TH> <TH width="49"><STRONG>GRADE</STRONG></TH> <TH width="175">DEFINITION</TH> </TR> <TR> <TD width="35"><STRONG>A++</STRONG></TD> <TD width="133"> Superior </TD> <TD width="55"><STRONG>C++</STRONG></TD> <TD width="176"> Marginal</TD> </TR> <TR> <TD><STRONG>A+</STRONG></TD> <TD> Superior</TD> <TD><STRONG>C+</STRONG></TD> <TD> Marginal</TD> </TR> <TR> <TD><STRONG>A</STRONG></TD> <TD> Excellent</TD> <TD><STRONG>C</STRONG></TD> <TD> Weak</TD> </TR> <TR> <TD><STRONG>A-</STRONG></TD> <TD> Excellent</TD> <TD><STRONG>C-</STRONG></TD> <TD> Weak</TD> </TR> <TR> <TD><STRONG>B++</STRONG></TD> <TD> Very Good </TD> <TD><STRONG>D</STRONG></TD> <TD> Poor</TD> </TR> <TR> <TD><STRONG>B+</STRONG></TD> <TD> Very Good </TD> <TD><STRONG>E</STRONG></TD> <TD> Under Regulatory Supervision </TD> </TR> <TR> <TD><STRONG>B</STRONG></TD> <TD> Fair</TD> <TD><STRONG>F</STRONG></TD> <TD> In Liquidation </TD> </TR> <TR> <TD><STRONG>B-</STRONG></TD> <TD> Fair</TD> <TD><STRONG>S</STRONG></TD> <TD> Rating Suspended </TD> </TR> </TBODY> </TABLE> <BR>  </TD> </TR> </TABLE> 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