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Individual Level Term Insurance
For needs that span 30 years or less, term insurance can be an affordable means for qualifying individuals to solve many of today's life insurance needs. We offer competitive individual level term life insurance through several financially strong companies for 10, 15, 20 and 30 year terms.
Benefits include:
- Guaranteed level premium rates for 10, 15, 20 or 30 years.
- Guaranteed conversion to a permanent product up to age 70 or at the end of the return privilege...without a medical exam.
- Guaranteed terminal illness benefit which allows the insured to receive up to 25-30% of the death benefit in advance...up to $250,000...if he/she becomes terminally ill and has a life expectancy of 12 months or less. The beneficiary receives the remaining benefits upon the death of the insured.
- Lower rates for females and non-tobacco users.
- Your choice of monthly, quarterly, semi-annual, or annual premium payments.
For a free no-obligation quotation complete our online request for life insurance quote.
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