The goal of MEA Financial services is to provide high quality programs supported by excellent customer service. We value your business and we appreciate the trust you have placed in us. As a customer of MEA Financial Services,/Paradigm Equities, Inc., we take the safeguarding of your personal information very seriously.

Here you will find details about our privacy policy regarding your personal information, how to obtain current regulatory information through the FINRA Disclosure Program and our policy should there be a significant disruption in our business operations.

Please read the following information carefully to understand the policy of MEA Financial Services/Paradigm Equities, Inc., regarding the protection and use of customer information.

Information We Collect
MEA Financial Services/Paradigm Equities, Inc. collects only the personal information that you provide when you apply for the financial products that interest you and when it is necessary for us to conduct our business as provided by regulatory rule. The information may include your name, mailing address, date of birth, social security number, e-mail address, occupation, place of employment, telephone number and required financial information necessary for us to process your application or related forms such as a beneficiary designation. We may also collect information about products and services purchased.

We may access information from consumer reporting agencies and medical history information when purchasing life insurance.

We may reference information such as motor vehicle reports and previous carrier claim history reports when purchasing auto or home insurance.

We may also collect information from visitors to MEA Financial Services and Paradigm Equities, Inc. websites such as that provided through online forms, site visitor data or online collecting devices known as "cookies."

Information we collect about you on our website is secure, however, information posted on a public forum section of our website can be viewed by other website visitors. To ensure your privacy and security we advise you not to post any personal information other than your e-mail address in a public forum website area.

Employee access to customer information is authorized for MEA Financial Services and Paradigm Equities, Inc. business purposes only. It is based upon an employee's need to know such information to provide products and services to you or to answer your inquiries. Employees who have access to customer information are required to protect it and maintain confidentiality.

How We Use This Information
MEA Financial Services/Paradigm Equities, Inc. uses your personal information to process your requests relating to financial products and services we provide you.

When required, we disclose non-public personal information about you to our outside business partners as permitted by regulatory rule and law in order to transact your business and to process account transactions that you request or authorize. These partners may be banks, mutual fund companies, and insurance companies.

Additionally, as a member benefits service, we send our members and clients information about products and services available through MEA Financial Services/Paradigm Equities, Inc.

Sometimes we may also share customer contact information with our MEA affiliates and outside business partners so that they can inform you of products and services that may be of interest to you. We do this only where permitted and appropriate. These outside business partners are required to protect the confidentiality and security of this information and to use it only in accordance with our instructions for the purposes agreed upon.

We may disclose information in connection with legal proceedings, such as responding to a subpoena when required by law or regulatory rule. This is done on a strictly confidential basis.

We typically will retain your personal information for a period of time after the end of a customer relationship. In some cases, we may be required to retain certain information for a certain amount of time by law or by industry standard. We maintain the same standards of privacy after the customer relationship as we do for current customers. At the end of a specified time, all former customer information is destroyed.

Security Standards
We continue to review and analyze new technology to evaluate its effectiveness in providing additional security for your personal information. We safeguard your information in compliance with federal standards and established security standards and procedures. The security measures we employ include implementation of physical, electronic, and procedural safeguards.

Data Links to Third Party Websites
When you click on hyperlinks that take you to third party websites you will be subject to the third party's privacy policies. MEA Financial Services/Paradigm Equities, Inc. cannot be responsible for the actions of third parties through our website or otherwise. We encourage you to always read the posted privacy policy statement when interacting with any website.

FINRA Public Disclosure Program
Paradigm Equities, Inc. is a registered member of the Financial Industry Regulatory Authority (FINRA). The FINRA has a public disclosure program which allows the public to obtain current regulatory information about FINRA member firms and registered representatives.

An investor brochure containing information about this program is available from the FINRA. For an information description of this program contact the FINRA through its Public Disclosure toll-free line a 1-800-289-9999 or through their website www.FINRA.com.

At MEA Financial Services, all our customers have independent access to their funds and account information through available web sites and telephone connections of the specific company where the customer’s funds are invested. Such access permits account verification, funds transfer and withdrawal processing by the customer independent of MEA Financial Services/Paradigm Equities, Inc.

In the event of any SBD, we will implement immediate customer notification procedures which provide alternate communication arrangements. This information will be posted on Paradigm’s web site (www.meafs.com) and the MEA (www.mea.org) and MESSA (www.messa.org) web sites. In addition, status information messages will be recorded on a special “hot line” phone connection (800/292-1950). In the event of a more serious SBD, the aforementioned procedures will be supplemented with general radio announcements, and if necessary newspaper announcements.

We believe that by knowing more about you and by occasionally sharing this information among the MEA family of companies and with other select partners not affiliated with us, we can deliver better and more relevant products and services to you. However, if you do not want us to share information about you, please complete and e-mail this form, which travels over a secure connection, or you may print it and mail it to: MEA Financial Services, Inc., P.O. Box 1084, East Lansing, MI 48826-1084 . Note that even if you opt out, certain information may still be shared as permitted by law, as described in the notice. Please allow 4-6 weeks for processing from the date of your response.